Maitiro ekusangana neBackup Zvinodiwa zveCyber Insurance Coverage
ziviso
Chimwe chezvakanyanya kukosha - uye chinowanzo furatirwa - maficha ekuchengetedza cyber inishuwarenzi kuvharwa kuve nechokwadi chekuti backup yako uye maitiro ekudzoreredza anozadzisa zvinodiwa zvakataurwa neinishuwarenzi yako. Nepo vazhinji veinishuwarenzi vachida kushanda nevaridzi vepolicy kuti vagadzirise kuvharwa kune zvavanoda chaizvo, pane zvimwe zvinodikanwa zvinofanirwa kuzadzikiswa kuitira kuti sangano rikwanise kupihwa.
Cyber Insurance Statistics
Kuti unzwisise kukosha kwekusangana nezvinodiwa zvekuchengetedza zvevhavha yeinishuwarenzi yecyber, zvinobatsira kutarisa dzimwe nhamba dzichangoburwa. Zvinoenderana neongororo ya2018 yakaitwa naChubb, avhareji mutengo wekutyora data imadhora 3.86 miriyoni. Huwandu uhu hwanga huchikwira mumakore achangopfuura, sezvo avhareji mutengo wekutyora data yaive madhora 3.52 miriyoni muna 2017 uye $3.62 miriyoni muna 2016.
Zvakare, chidzidzo chacho chakawana kuti nguva yeavhareji yekuziva uye kuve nekutyora kwedata mazuva 279. Izvi zvinoreva kuti masangano asina kunyatsogadzirira kubata nekutyorwa kwedata anogona kutarisira kuunza mari dzakakura - zvese maererano nemitengo yakananga uye mitengo isina kunangana senge yakarasika mikana yebhizinesi uye kukuvadzwa kwezita - kwenguva yakareba.
Ichi ndicho chikonzero zvakakosha kuti masangano ave nekuchengetedza kwakasimba uye maitiro ekudzoreredza munzvimbo. Nekuona kuti data inogona kukurumidza uye nyore kudzoserwa kana pakatyorwa, masangano anogona kuderedza nguva yaanokanganiswa nekutyorwa uye, semhedzisiro, kuderedza mutengo wese wechiitiko.
Ndeapi Matanho Ekuchengetedza Anodiwa Kune Cyber Insurance?
Kuti usangane nezvinodiwa zvekuchengetedza zvekuvhara inishuwarenzi ye-cyber, sangano rinofanira kunge riine chirongwa chakasimba chekuchengetedza uye chirongwa chekudzorera panzvimbo. Urongwa uhwu hunofanirwa kuve hwakanyorwa zvakanaka uye hunogara huchiyedzwa kuti ive nechokwadi chekuti hunoshanda kana pakatyorwa data kana chimwe chiitiko checyber. Iyo inishuwarenzi inozodawo humbowo hwekuti sangano rakaita akaringana ekuchengetedza matanho ekuchengetedza data rayo, kusanganisira encryption uye mamwe ekuchengetedza ekuchengetedza.
Mamwe ematanho akajairika ekuchengetedza anodiwa nemainshurensi anosanganisira:
- Encryption yeese akavanzika data
-Kuitwa kwematanho akasimba ekudzora kuwana
- Yenguva dzose backups yeese data
-Kutarisisa kwetiweki chiitiko chekufungidzira chiitiko
Masangano anofanirwa kushanda neinishuwarenzi broker kana mumiririri kuti aone kuti ndeapi matanho anodiwa neinishuwarenzi yavo.
Masangano anotadza kuita izvi zvinodikanwa anogona kuzviwana asina kuvharwa pakaitika chiitiko checyber. Kuti udzivise izvi, zvakakosha kushanda neinishuwarenzi yako kuti uve nechokwadi chekuti backup yako uye chirongwa chekudzoreredza chinosangana nezviyero zvavo. Nekuita izvi, unogona kubatsira kuchengetedza sangano rako kubva mukuparara kwemari kunogona kuguma nekuputswa kwedata kana kumwe kurwiswa kwecyber.
